1. The bank gives you a lot of advantages, including high cash rewards with no minimum balance requirements and quick transfer of funds if you use debit blue cards. If so, you may be able to provide your: The cards issuer will also likely require you to provide a valid home address, phone number (or cellphone number), and date of birth. Every time you make a purchase using your card, the purchase amount is automatically deducted from your card account. You can't transfer money from a Direct Express card to another card, but you can transfer money to a personal U.S. bank account. The Capital One Platinum Credit Card is the banks entry-level unsecured credit card and one of the best such products on the market. We'll confirm your identity, verify your card and get you on your way. These cards attach to a savings account and only allow you to spend up to the amount of money you have deposited into the account. Do Not Sell or Share My Personal Information. You can use your debit card to make purchases in-person or online. Activate your card by phone in two steps: Call the number on the back of your card or 800-869-3016. We may To use your card for gas purchases, you must pay the clerk inside the gas station; you cannot pay at the pump. If your Direct Express card is lost or stolen, you should report your missing card immediately by calling the customer service number on the back of the card, so it is wise to copy that number and keep it separate. This is why most reloadable prepaid card products on the market will not require a credit check for approval. Call 1-877-294-6933 from your home or mobile phone. Outside the U.S. call 1.315.724.4022 (international collect; cell phone roaming charges may apply). You can use it at the ATM to take out cash or, much like a credit card, to make a purchase. Purchases, withdrawals, and transaction fees are deducted from your balance. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. How to use your Economic Impact Payment prepaid debit card The authorization hold will be released when you return the rental car, but the money might not get back to your account for up to two weeks. If your Visa debit card comes with a sticker on the front, call the automated number to activate your card. To protect your privacy and the privacy of other people, please do not include personal information. Today, only a few prepaid card issuers dont require a SSN for activation, requiring instead an alternate form of identification such as an Individual Taxpayer Identification Number, or ITIN, or other foreign ID number. The Privacy Act of 1974 requires government agencies at the local, state, and federal levels to disclose to the public whether submitting a Social Security number is required, how this information is used, and the law or authority that requires its use. She has a bachelor's degree from the University of Florida's Fisher School of Accounting and currently manages all accounts receivable and payable for the parent company of CardRates.com. We use cookies to make wikiHow great. These cards are very similar to a bank-issued debit card or a gift card that only allows you to spend the amount of money loaded onto the card. You may have trouble finding a card that will give you full access to its benefits and features if you dont have a Social Security number or you dont want to disclose it to a prepaid card issuer. For example, the Walmart MoneyCard wont let you activate without a SSN, but it will allow you to spend any funds loaded onto the card as a gift card, which means it cant be used again when the balance hits $0. You may be asked to provide your full name, street address (no P.O. One of those scams was 8 Figure Dream Lifestyle, which touted a proven business model and told Scammers are calling people and using the names of two companies everyone knows, Apple and Amazon, to rip people off. 3 Log in to your online account. Securely check your balance, transaction history, and send money to friends and family. This information builds over time and is used to generate a credit score in your name. Since a prepaid card is not debt, it is not considered a credit product. Another way to activate your card is to take it to any branch of your bank. No additional Walmart fees apply. Start using your card upon successful activation. Once connected, follow the directions provided during the phone call to complete the activation of your debit card. PRIVACY & SECURITY Protect your money and your card PRIVACY & SECURITY How we protect you See more at our Privacy and Security Center Contact Us Were here to help. Bank of America is a well-known U.S. bank that provides a range of financial services, like checking and savings accounts, rewards credits cards, loans, investing services, and more.. But many gift-givers dont realize that some of these cards will require personal identifying information such as a Social Security number for activation. See today's mortgage rates,figure out what you can afford with our mortgage calculatorbefore applying for a mortgage. Select Activate. Follow the prompts to finalize your cards activation. Wallethub doesnt charge for this service. Your account will be debited for the total amount of your purchase plus the cash withdrawal. Your thoughts, ideas, and concerns are welcome, and we encourage comments. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Our advice follows strict editorial guidelines and is updated regularly for accuracy. These companies can include automobile dealerships, large machinery sales, or other large purchases. % of people told us that this article helped them. Heres how: Another option you may have through your bank is to activate your debit card digitally. Using an updated version will help protect your accounts and provide a better experience. Youll only pay a fee to the post office to cover the cost of the money order. And you can get paid up to 2 days faster. You should carefully consider your needs and objectives before making any decisions, and consult the appropriate professional(s). Click on the My Accounts tab and select the credit card that you would like to activate. Terms apply. How Can You Activate Chase Debit Card on Chase App? To file a detailed report about a scam, go to. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among others. We may also ask to see your driver's license or other identifying documents. Without it, some pages won't work properly. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. If you check with the cards issuing bank to see which types of identification it accepts, you can still access a prepaid account without having to provide a SSN. You may be required to provide photo identification, such as your passport, including from another country, or a state or local ID. Although most banks and prepaid card issuers prefer that you provide your Social Security number when you activate your account, they understand that an applicant may not always have one. Buyer beware and stay away from these cards! Click the activation button. WebLog into your SoFi checking account. CardRates serves millions of users with credit card rates, reviews, and tips from a team of 50+ leading experts. This card charges a monthly fee, unlike its Bluebird sibling above, but will waive the fee if you make a monthly direct deposit of $500. You can also use your Alien Registration Number (or A-Number) to activate your account. Jan-12-2018 01:09 PM. There are six ways to add money to a Green Dot card. You cannot register a temporary Green Dot card without providing your SSN. But some cards on the market allow you to apply using an alternate form of identification, such as an ITIN. Ashley Dull works closely with industry leaders in all sectors of finance to develop authoritative guides and advice articles read by millions of Americans. Or, you can activate the card through your bank, by using it at an ATM, or by making a purchase anywhere Visa is accepted. Once you activate and load your Mango Card, you can open a Savings Account with as little as $25 and get up to 6.00% Annual Percentage Yield with up to 6 transfers out each month, No annual or hidden fees. These opportunities are often thanks to a brand partnership between your bank and particular airlines, hotels or other companies. You can sign up for the card at your local Social Security office or by calling the Direct Express card enrollment center at (800) 333-1795. If you have received the debit card, your card will appear on the screen. We wont post off-topic comments, repeated identical comments, or comments that include sales pitches or promotions. If you are not a U.S. citizen, you may have other options besides a prepaid card. Some prepaid card issuers will still require a credit check, but many such as a Netspend card will not. You may be asked to set a PIN to complete the activation process. Youll need to provide documents that prove your foreign or alien status and true identity. Report it to the FTC at ftc.gov/complaint. It cannot be reloaded and has no PIN or ATM access. You may need a replacement card if your card number has been compromised. When you get your new debit card, it needs to be activated before you start putting it to use. When you make purchases, youre not borrowing money, and theres no balance to repay each month. Without the original purchase receipt, nothing can be refunded to the original purchaser. Choose the checking account that works best for you. With a temporary card, you can only spend the funds available on it. Its the same four digits you use at the ATM when withdrawing cash. A customer service representative will ask for your card number, the security code and information that will confirm your identity. What to do about unwanted calls, emails, and text messages that can be annoying, might be illegal, and are probably scams. The U.S. Patriot Act made it almost impossible to activate or even apply for a traditional prepaid card without a Social Security number. Tap on that debit card. Investment purchases or sales also require a SSN, as will the purchase of insurance products, credit reporting services, and banking accounts. ANY solutions? Alternatively, you can visit the U.S. Post Office to purchase a money order to pay your bills. Checking your account balance is free, by calling the toll-free customer service number found on the back of the card, by visiting the website, or by checking the app. Can I Change Missed Payments on My Credit Reports? Your card comes with a personal identification number (PIN) that you use to authorize transactions or withdrawals. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 16,000 ATMs and more than 4,700 branches. How to activate a greendot card without using a SSN TeeGetsItDone 247 subscribers Subscribe 1.6K Share 82K views 3 years ago How to get around the social To get an ITIN, you must first complete IRS Form W-7, also known as the IRS Application for Individual Taxpayer Identification Number. Log in with your online account username and password. It appears your web browser is not using JavaScript. No credit check is necessary to receive the card or to have your benefits deposited to the card each month. Have your debit card ready as you may need information on the card to activate. This activation process connects your identity to your account. I DONT HAVE A SSN OR A ITIN number, and i can't activate my paypal debit prepaid card i just recieved. WebIf you do not have a Social Security Number (SSN) (also known as a United States Federal Tax Identification Number) PNC generates a default number that you may use to set up access to Online Banking.